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Calculators

How much equity can I tap?

How much equity can I tap?

Current equity, LTV, and a cash-out / HELOC sketch at a target combined LTV.

This sketch

Current equity
$140,000
Current LTV
72.0%
Cash you could tap
$40,000
Balance after the tap
$400,000

What this sketch assumes

  • Cash-out / HELOC sketch at 80% combined LTV — a common conventional starting point, not a max. Investment, FHA, VA, and Non-QM files use different caps.
  • Does not include closing costs, discount points, or a new payment. Occupancy and title affect what you can actually take out.

Estimates only — not a lock or a Loan Estimate. This site does not pull credit. Disclosures

Sketches only. Let's price YOUR home.

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Sketches only. Let's price YOUR home.

We'll price the home, your credit, and how you earn. Talk to me — then apply when you're ready.