Terms of Use

These Terms of Use apply to gennext.mortgage and the redirects that point here. By using the site, you agree to them. If you do not agree, do not use the site. Additional terms apply when you submit an inquiry (the consent text on the form) or a mortgage application (the secure portal’s terms).

Who we are

Apply online. eClose from home when the file allows. A named licensed Mortgage Advisor — not a branch, not a queue. GenNext.Mortgage® is a DBA of GenerationNext Equity Management Company, LLC, NMLS #2326098. We are not a bank, savings association, or credit union. Confirm licensing on NMLS Consumer Access.

Not a commitment to lend

Not a bank or credit union. Nothing on this website is a commitment to lend, a rate lock, a Loan Estimate, or a guarantee of approval, rate, or closing date. Advertised rates and APRs are examples for a stated, well-qualified scenario and are not available to every applicant. All loans subject to credit approval, underwriting, and program guidelines; not all applicants will qualify. Refinancing may increase total finance charges over the life of the loan. Your home is collateral; if you do not keep the obligations of the loan, you can lose the home. Equal Housing Opportunity.

Submitting a form on this website is an inquiry, not a mortgage application under TILA (Regulation Z), RESPA (Regulation X), or Regulation B (ECOA). It does not obligate you or GenNext.Mortgage. We do not pull a credit report from this website’s contact, partner, or recruiting forms. A mortgage application is taken only in the secure application portal. Checking rates or using a calculator on this website is not a credit decision.

Licensing footprint

Residential mortgage loans are originated only for properties in Massachusetts, Texas, Florida, California, and Pennsylvania. See Disclosures.

Rates, calculators, and advertising

Figures on this website are advertisements and sketches, not a lock, a Loan Estimate, or a credit decision. See the Advertised Mortgage Rates and APR Disclosure.

Calls, texts, and email

If you consent, see Communication Terms. Checking a consent box is an electronic signature under the federal E-SIGN Act. Consent is not a condition of obtaining credit.

Intellectual property

Site content is owned by GenerationNext Equity Management Company, LLC or its licensors. Do not copy it for commercial use without permission. Program names and marks of Fannie Mae, Freddie Mac, HUD, FHA, VA, and USDA remain those parties’ property.

Acceptable use

Do not misuse the site, attempt unauthorized access, scrape in a way that degrades the service, or submit false information.

As-is; limitation of liability

The site is provided as-is. To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from site use. Some jurisdictions do not allow certain limitations. Nothing here limits liability that cannot be limited under applicable mortgage or consumer-protection law.

Governing law

These terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-law rules, except where a state licensing or consumer-protection law requires otherwise for a resident of that state.

Equal Credit Opportunity and Fair Housing

Credit is provided without discrimination on a prohibited basis. See Licensing & Disclosures.