Is a refinance worth it?
This sketch
- Current P&I
- $2,456
- New P&I
- $2,275
- Monthly savings
- $180
- Months to recoup closing costs
- Months
What this sketch assumes
- Compares principal and interest only at the same remaining term — taxes and insurance stay on the file either way.
- Break-even is closing costs ÷ monthly P&I savings. Refinancing may extend the clock and can increase total interest if you restart a 30-year term.
Estimates only — not a lock or a Loan Estimate. This site does not pull credit. Disclosures
Sketches only. Let's price YOUR home.
Sketches only. Let's price YOUR home.
We'll price the home, your credit, and how you earn. Talk to me — then apply when you're ready.